Before you begin your investing endeavours, you need to know how and where you want to invest money. Following posts will help you plan your financial investments regardless of your risk attitude.
I’m sure you’ve thought about it at least once. You look at the stock market and watch the returns created in the last few decades. You say: “Wow! If only I invested $100 10, 20, 30 years ago, I’d now have over five figures!” Imagine it’s your tenth birthday, and someone gives you $100 as a gift. That’s a lot of money for a kid. Anyway, you’d probably spend it quickly and not even remember about it. What if instead, …
Right now, there’s probably a cryptocurrency project that’s about to skyrocket in price. The question is, are you willing to put time to find it?
If so, you’re in the right place. The following method will improve your research skills, so you can find those coins before they 100x.
A value-weighted index distributes proportionally to the market cap of each company. The larger the capitalization, the more influence it has on the portfolio.
New investors have it better than ever. For a tiny fee, the best funds will manage your money for the maximum profit. And we’re talking about professionals with trading equipment who invest for a living. Too good to be true? Maybe. When you trust your money to a mutual fund manager, you expect to get a return. Even if they’ve overperformed the market for years, it may not always be that way. You might sometimes earn nothing. But don’t worry. …
Whether you invest or not, you probably keep some of your savings in a traditional bank account. This money loses value every year, either in form of inflation or opportunity cost. But what if there were a way to earn interest without adding risk? That’s the purpose of a certificate of deposit (CD). Keep reading to find out if it fits your financial strategy. How Certificates Of Deposit Earn You Money Simply explained, the certificate of deposit is an alternative …
Short and distort is a less publicly known trading scam similar to the classic pump and dump. Shorting is a word in traders’ jargon and means basically selling a stock, currency, crypto or any other similar financial item that can be traded. Imagine some stranger reaches out to you and says: “Buy this penny stock before it skyrockets, and you’ll get RICH!” It may feel exciting, but you don’t need to take action if you don’t trust the advisor. Now, …
Everybody needs a place to live. But not anyplace will do. Especially when you’re progressing in your career, your goals and standards will change. What may be enough for today may come up short tomorrow. Think about it: do you really need to buy that house? Are you ready to handle responsibility, depreciation, and long-term financial commitments? Most people prefer to rent because of its flexibility. Renting also means you get a broader property selection: more chances to live where …
The rich get richer because of leverage. They don’t trade hours for dollars but instead have their money work for them. What does that really mean? The market is full of value inefficiencies. Understanding how companies evolve and managing risk can multiply your money (or lose it all). When you first hear of investing, it gives misleading connotations. You either think of it as a lottery or expect to make money always magically. But trading is far more than buying …
What do you do in a recession? Some people think it’s safer to get out of the market. Meanwhile, others are looking to buy discounted stocks. But timing isn’t as easy as it sounds. You may buy “low” and see the stock go even lower. Or you could not buy and then watch it scale to the Moon. Whether you take the opportunity or not, it’s safe to assume nobody likes losing money. When the whole economy is at risk, …
Which one would you choose? Would you like to receive a million dollars right now? Or perhaps get a penny and double it for thirty days? If you do some simple math, the second option yields five times more gains than the instantaneous reward. Thus, compound interest is the secret of how Warren Buffet made his money, and how you could do it too with a High Yield Investment Program. You may have heard their promotions: “Make large returns from …
Beginners often face a contradiction. Everybody that first enters the stock market perceives it as the most complex finance in the world. Experts tell you most traders don’t earn money, and you can never guarantee results. But as soon as you take your first position, you find a different story. Maybe you win four times in a row with an improvised strategy. Everything looks straightforward and easy to predict. You could say your win rate is over 50%. Then, you …
What would it be like losing most of your savings overnight? Is it possible that the global economy controls your financial future? If so, what can you do when shocks to the economy occur? When Do Shocks to the Economy Occur? One day, without warning, any of the following may happen: The market is down over 20% with no signs of immediate recovery Your credit score drops because your bank unexpectedly lowered your credit limit The corporation you work for …
Cryptocurrencies bring a lot of opportunity for investors, and it couldn’t be more true for scammers. In fact, it’s become their favorite space, so expect to hear about them. They’re everywhere at all times, so it’s a matter of time you encounter one. But are you ready to protect your money? Someone right now could be promoting a Bitcoin pyramid scheme. People are sending them money that they won’t see ever again. Maybe a hacker is planning an exchange attack. …
When was the last time someone helped you for no reason in particular? You get private information, someone sends money, or finds someone’s wallet. The help received makes you feel privileged. It may be luck, goodwill, and also a hook. No matter the purpose, that gift makes you trust the person. The same can happen when investing. Imagine getting help from an insider who has privileged information about stocks. The problem is: Everybody talks about the penny stock rise. What …
Should you care about buying a put option? Imagine you put $1000 on a stock. And after a few months, it doubles its price, so you get $2000 back. But things don’t usually go as planned. It can also drop by 50%, which means you lose $500. And for every dollar you lose investing, it takes twice the performance only to get back to zero. Given that all of us lose money sometimes, this problem can seriously affect your profits. …
Let’s say you have a million dollars and want to live off interest rates. Does it matter whether you choose simple or compound interest? For money reasons, you always want it to be compound. It grows faster. One is linear while the other is exponential. Say we have a generous offer, 5% of simple interest per month. For $1,000,000, that’s $50K/month. Not bad. And if you choose the compound interest, it’s generally lower. Let’s use 4% of $1,000,000. But compound …
How to invest a million dollars of Income? It should be an easy question. You already have enough money and freedom to live on your terms. It’s easier to make money when you have money. Or is it? Anyone who has $1 million of net worth may agree that this number is more of a curse than a blessing. While you may have all the money you need, you’re too busy protecting it. You may not have enough income streams, …
How would you spend your first $100K? If you’ve ever thought about that, you’re already making the wrong question. There’s no right way to spend money because you lose it forever. Spend $1 or spend $70,000. It doesn’t matter. You can only get limited value from your purchases. That’s why the headline is “Where to invest $100K?” Where can you put these funds to make even more money? You see, the saving mentality is about making the money last as …
What is a silent partner, and should you get one? Traditionally, a partner is someone who will share the risk and responsibilities of a company. You sign an agreement that specifies your role and profit percentage. As for why people seek business partners in the first place, the reasons are many. By far the most popular is: “I have a great idea but I don’t have enough money. Banks don’t lend and I can’t find investors. So I need a …
Have you ever wondered why it’s so hard to understand the crypto markets? Even if you research the latest news, things can play out the opposite way. Maybe the prediction was right, but the timing wasn’t. Maybe you sold before a coin skyrocketed or bought at a peak price. The question is: are you doing your research, or are you following someone else’s predictions? Because in these markets, there are many incentives in deceiving investors and spreading fake news. Why …